Need an appraisal in Jeffersonville or Clark County?

Here are the top seven reasons why IN homeowners call on Ohio Valley Appraisal Service, Inc:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Clark county's assessment of your propertyworth
  3. To reduce a mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a IN divorce, when real estate property needs to be divided
  7. To determine the true market value of property in question to settle an estate

Own a house in or near Jeffersonville, IN and need help deciding the price of it?
Contact Ohio Valley Appraisal Service, Inc.

We at Ohio Valley Appraisal Service, Inc understand the particular needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Ohio Valley Appraisal Service, Inc, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to remove PMI?

An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping people just like you delete unwanted PMI insurance.

Challenge Clark county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that's declining or not appreciating as much as other homes close by. That means you're going to pay more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Ohio Valley Appraisal Service, Inc is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Ohio Valley Appraisal Service, Inc can help you reinstate your home equity line of credit with an expert appraisal.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? Ohio Valley Appraisal Service, Inc offers field reviews where we go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Ohio Valley Appraisal Service, Inc can help you with that. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.